Change: A Comprehensive Fintech Platform for Cryptocurrency Trading and Investment Management
Change is a fintech company that offers a variety of financial services including cryptocurrency exchange, payments, and investment management. The platform provides users with the ability to trade cryptocurrencies such as Bitcoin, Ethereum, and Litecoin, as well as invest in a variety of other assets. Change is designed to be user-friendly and accessible, allowing anyone to invest in cryptocurrency and other financial products.
Background and History
The change was founded in 2016 by Kristjan Kangro, Artur Luhar, and Gustav Liblik. The company is headquartered in Estonia and is licensed to provide financial services by the Estonian Financial Intelligence Unit (FIU).
The idea for Change came about when the founders realized that traditional banking and financial institutions were failing to meet the needs of the modern, digital age. They saw an opportunity to create a platform that could offer a range of financial services, including cryptocurrency trading and investment management, that was accessible to everyone.
Since its launch, Change has experienced rapid growth and has become one of the most popular cryptocurrency exchanges in Europe. The company has raised over $17 million in funding, with its most recent funding round in 2021 raising $4.5 million.
Services Offered by Change
Change offers a range of financial services, including:
Cryptocurrency Exchange: The platform allows users to buy, sell, and trade a variety of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and others. The exchange offers a simple and intuitive user interface, making it easy for beginners to get started with cryptocurrency trading.
Investment Management: Change offers a range of investment products, including a cryptocurrency index fund and a range of other investment products. The platform is designed to make it easy for users to invest in cryptocurrency and other financial products, regardless of their level of experience.
Payments: Change allows users to send and receive payments in a variety of currencies, including cryptocurrencies and traditional fiat currencies. The platform offers a range of payment options, including bank transfers, credit and debit cards, and mobile payments.
Debit Card: Change offers a debit card that allows users to spend their cryptocurrency and fiat balances at millions of locations worldwide. The card is linked to a user's Change account and can be used wherever Mastercard is accepted.
Savings Account: Change offers a savings account that allows users to earn interest on their cryptocurrency holdings. The interest rates offered by the platform are competitive with traditional savings accounts, making it an attractive option for those looking to earn passive income on their crypto holdings.
Education: Change offers a range of educational resources to help users learn more about cryptocurrency and blockchain technology. The platform offers a variety of articles, videos, and other resources to help users get up to speed on the latest developments in the world of cryptocurrency.
Benefits of Using Change
There are several benefits to using Change for cryptocurrency trading and investment management, including:
User-Friendly Interface: The platform is designed to be user-friendly and accessible, making it easy for anyone to get started with cryptocurrency trading and investment.
Competitive Fees: Change offers competitive fees for trading and investing in cryptocurrency, making it an attractive option for those looking to minimize their trading costs.
Variety of Financial Services: Change offers a variety of financial services, including cryptocurrency exchange, investment management, payments, and more. This makes it a one-stop shop for all of your financial needs.
Secure Platform: Change takes security seriously and uses advanced security measures to protect user funds and information.
Strong Regulatory Compliance: Change is licensed by the Estonian Financial Intelligence Unit (FIU) and complies with all relevant financial regulations. This provides users with peace of mind knowing that their transactions and investments are being conducted in a secure and compliant manner.
Mobile App: Change also offers a mobile app, which allows users to manage their investments and trades on the go. This makes it a convenient option for those who prefer to manage their finances from their mobile devices.
Innovative Features: Change has several innovative features, such as the ability to round up purchases and invest the spare change into cryptocurrencies. This is a unique feature that allows users to passively invest in cryptocurrency without having to actively manage their investments.
Conclusion
Change is a comprehensive and user-friendly platform for trading and managing cryptocurrency investments. With its competitive fees, variety of financial services, and innovative features, it is an attractive option for both novice and experienced cryptocurrency investors. The platforms focus on security and regulatory compliance provides users with peace of mind knowing that their investments and transactions are being conducted in a safe and compliant manner. With the growing popularity of cryptocurrency, platforms like Change are becoming more important in the financial industry, providing individuals with greater control over their financial assets and investment portfolios.